會。若欠債人沒有如實申報所持有物業或其他資產，便有機會令債務重組的申請失敗，而且根據香港法例，在申請債務重組時，須委任代名人向其債權人提出償還債務建議，如果所委任的代名人沒有專業資格，亦有機會申請失敗。 The creditors�?Conference: This can be a remote or in-man or woman meeting, which you can go to if you want, where the creditors will plan to settle for or reject the IVA proposal. If ... https://archermzkxh.mdkblog.com/35512741/facts-about-債務重組邊間-revealed-ivadrp-top